Modernizing Table Banking & Transparency in Kenya

Mob-Chama

A digital Table banking for Chamas, improving record keeping and transparency

Transforming table banking record-keeping with real-time digital occurrence book management

800+
Police Stations
100K+
Active Officers
5000+
Daily Entries
99.9%
System Uptime

About Mob-Chama

The Mob-Chama(Mobile Chama) system is a transformative platform designed to modernize how community-based organizations (CBOs) manage their table banking operations, finances, and member engagement. Chama is a table banking savings and investment group, a popular financial model in Kenya that allows members to pool resources for collective benefit. By integrating administration, operations, and reporting into a unified digital ecosystem, we're creating a more efficient, transparent, and accountable system for managing chamas across Kenya. With Mob-Chama, Group Leaders or chairpersons can register their chama, onboard members, easily track contributions, manage member information, and ensure that every transaction is recorded and verifiable. It also provides members with real-time access to their contribution history, payout schedules, and group activities, fostering trust and engagement within the community. Integrated with M-Pesa Paybill system, Kenya's leading mobile money service, Mob-Chama enables seamless collection of contributions and disbursement of funds, making financial management more accessible and convenient for all members. It simplifies reporting, and record keeping which is logged and availed to the relevant administration.

Our Mission

To establish a comprehensive digital infrastructure for continuous data collection, secure storage, and intelligent management of chamas transactions, cbo operations and member engagement.

Key Objectives

Continuous Data Collection

Real-time occurrence book entries across all police stations nationwide

Secure Storage & Management

Centralized, encrypted database with role-based access control

Enhanced Analytics

Data-driven insights for crime patterns, resource allocation, and decision-making

Integrated Justice System

Seamless coordination between police, judiciary, and administrative bodies

Operational Efficiency

Paperless workflows, reduced case processing time, and improved accountability

Mob-Chama (Mobile Chama) System Structure

Mob-Chama is designed to digitize and streamline collection and contribution, track records and enhance transparency in table banking.

Automatic Member Contribution and Recording

Group Chairpersons registers their group details with their paybill(Name of Chama, Name of Chairperson/administrator, email of Chairperson, ID Number, Uploaded Registration Certificate issued by social services). Groups without paybill can get supported by getting an account with default paybill. Mobchama Administrator upon review on legality and compliance approves the request and confirmation message is sent to the chairperson's mail ready for members onboarding. Members receive notification of their onboarding with their login details where they can log in and see their dashboards and profiles.

Powerful Features

Built for the robust community financial empowerment with cutting-edge technology

Mob-Chama Entries

Replace paper records with secure, searchable digital entries

Real-time Updates

Instant synchronization across all authorized devices and stations

Geo-tagging

Location-based case logging and incident mapping

Smart Notifications

Automated alerts for case updates, loan requests, and payout schedules

Advanced Analytics

payment pattern analysis, resource optimization, and performance metrics

Role-Based Access

Hierarchical permissions matching the structure of the Mob-Chama system for secure data access

Applications

Access Mob-Chama through multiple platforms designed for your workflow

Web based Application

Front & Back Office

  • Group registration and onboarding
  • Members onboarding
  • Real-time transaction logging
  • Mobile Access anywhere, any time

Chama Members Mobile Application

Chairpersons, Adminstrators and Members

  • Advanced analytics and dashboards
  • Members contribution history and records
  • Role-based access control (RBAC)
  • Mobile money automatic payment via Paybill integration

Ready to Get Started?

Register your Chama and Access your personalized dashboard with secure login. Your permissions and features will be automatically configured based on your service credentials.

Register your Chama

Need access? Contact your chama administrator or IT support

Resources

Everything you need to get started

FAQs

Common questions and answers for officers

View FAQs

Tutorials

Step-by-step guides and video demos

Watch Demos

Integration

API docs for Mobile Money, M-Pesa Paybill, and other integrations

View Docs